Pre-purchase Surveys

We offer two types of pre purchase survey for residential property:

• Valuation

A valuation is an inspection carried out on behalf of your mortgage lender to determine the amount and terms of a mortgage offer. Your mortgage lender will probably ask you to pay for the valuation and will send you a copy of the report.

A valuation is not a survey. It is a limited inspection to identify problems that affect the security of your mortgage lender's loan. A property can have defects that are critical to a prospective buyer, but are not of concern to the mortgage lender and therefore won't appear in a valuation report. That is why you should not just rely on the information provided by a valuation when deciding whether or not to purchase a property.

• Building Survey

A building survey is a comprehensive inspection suitable for all properties but especially recommended for:

• All listed buildings
• Those built before 1900
• Any building constructed in an unusual way regardless of its age
• Properties you are planning to renovate or alter in any way
• Properties which have already had extensive alterations

A building survey involves a detailed examination of all accessible parts of a property and can be tailor-made to suit your individual needs and concerns.

A building survey includes the following:

• all major and minor faults
• The implications of any defects and possible cost of repairs
• Results of testing walls for dampness and timbers for damage including woodworm or rot
• comments on the existence and condition of damp-proofing, insulation and drainage (although the latter will not be tested)
• Extensive technical information on the construction of the property and details about material used in construction
• information on the location
• recommendations for any further specialist inspections

A building survey does not include a valuation, although we can provide a separate valuation report if required.

...call us for a fee quotation.